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docs: sync README with CSV import, tags, subcategories, idle cash alert, theme toggle

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Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01FfUH7LVvXrsBTyGiVFHmGL
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2026-08-25 19:36:32 +03:00
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@@ -58,7 +58,7 @@ Aurum treats your financial life as a **system**, not a spreadsheet.
## 🧩 Core Features
### 💰 Cash Flow & Transactions
Log income, expenses, and transfers across as many accounts as you want, categorized and searchable. A dedicated Cash Flow view charts income vs. expense month by month.
Log income, expenses, and transfers across as many accounts as you want, organized into categories (with one level of subcategories) plus free-form tags, and searchable. Already have history elsewhere? Import a bank's CSV export in a guided 3-step wizard instead of typing every line by hand. A dedicated Cash Flow view charts income vs. expense month by month.
### 📈 Net Worth Engine
A live net worth timeline (30 days to all-time) aggregating cash and every manually tracked asset — investments, crypto, real estate, vehicles, precious metals — into one number, with a full breakdown by asset class, by how each asset behaves (income / neutral / drain), and by risk level.
@@ -73,10 +73,10 @@ Rank every category by total spend over any custom period to find what's actuall
A standalone ROI calculator: enter what you'd invest and what it would pay you monthly, and see the annual return, payback period, and a compound-interest projection — with a year-by-year comparison chart of compounding vs. just banking the cash — before you commit to a purchase.
### 🔔 Proactive Alerts
Aurum watches your numbers in the background and surfaces a warning the moment something crosses a threshold you configure: a sustained negative cash flow streak, a declining net worth trend, an over-budget category, or too much capital sitting at risk.
Aurum watches your numbers in the background and surfaces a warning the moment something crosses a threshold you configure: a sustained negative cash flow streak, a declining net worth trend, an over-budget category, too much capital sitting at risk, or cash sitting idle in an account for too long.
### 🌐 Bilingual, Mobile-First
Full Russian/English UI with a language switch in Settings, and every screen designed mobile-first from day one.
Full Russian/English UI with a language switch in Settings, a light/dark/system theme toggle, and every screen designed mobile-first from day one.
### 💾 Full Backup & Restore
Export your entire dataset — accounts, transactions, assets, budgets, goals — to a single JSON file at any time, and restore it later on a fresh install.