Enforce 100% per-file test coverage on packages/*/src

vitest coverage (v8 provider) with per-file 100% thresholds for
statements, branches, functions, and lines. Scope: our runtime source
only — types-only files, vendor/ (upstream code), and examples/
(exercised by the demo smoke test) are excluded. yarn test:coverage
runs the gate.

59 tests added to close every gap: llm generate-waterfall and adapter
disposal; assembler edge protocol (duplicate block-start, stragglers
after block-end, id fallback, usage omission, invariant violation);
the whole Inbox surface incl. the wakeup-overwrite race; LoopAgent
disposed-state throws and double-stop idempotence; config-driven agent
creation; loop backstop catches (throwing turn-start/turn-end
listeners, non-Error throws, non-JSON tool arguments); system-prompt
dynamic sections and disposer paths; tools errorMessage fallbacks and
the full schema-DSL emission matrix. Genuinely unreachable defensive
guards carry /* v8 ignore */ comments with stated reasons rather than
deletion (132 tests total).

.gitignore

@@ -6,3 +6,4 @@ lib/
 yarn-error.log
 examples/*/*.jsonl
 .claude/
+coverage/