feat(spill): add tool-output spill seam, local backend, and policy

Oversized plain-text tool results now spill to a session-scoped file and
return a bounded preview plus the spill path, so a verbose result stays
readable via `read` without consuming the next model request in full.

- dsh-spill: minimal SpillFiles seam (saveText → session-scoped SpillPath)
- dsh-spill-local: private 0700 session dirs, traversal-safe names, exclusive
  owner-only writes
- dsh-spill-policy: tools/post-execute transformer; no-op unless maxInlineBytes
  is set; skips read; best-effort on save failure (never turns a success into
  an isError)

web_fetch is the showcase — no tool-specific spill code. The coding-agent
example loads the stack so its keyless Loader smoke guards the namespace-plugin
export shape. Snapshot gap for a transcript-visible web_fetch spill is recorded
in the RFC's Consequences (ACP replay is keyless and cannot hit the web).

packages/README.md

@@ -15,6 +15,7 @@ Packages are grouped by modular role at `packages/<group>/<pkg>/`. The group dir
 | [`compact/`](compact/README.md) | Compaction capability family: the abstract seam + a basic backend (tool deferred) | Product — stable surface |
 | [`subagent/`](subagent/README.md) | Subagent capability family: the provider-registry seam and the model-facing delegation tool | Product — stable surface |
 | [`web/`](web/README.md) | Web capability family: the abstract seam, search/fetch provider impls, and the model-facing web tools | Product — stable surface |
+| [`spill/`](spill/README.md) | Spill capability family: the storage seam, a local impl, and the tool-result spill policy | Product — stable surface |
 | [`todo/`](todo/README.md) | Todo/planning family: the model-facing `todo_write` tool (whole-list task tracking on the session log) | Product — stable surface |
 | [`hooks/`](hooks/README.md) | Hook bridges + the shared Claude Code / Codex wire-protocol library | Product — stable surface |
 | [`session-persistence/`](session-persistence/README.md) | Persistence capability family: the seam + JSONL/SQLite backends | Product — stable surface |