feat(agent): return an AgentHandle with an async per-agent disposer

The agent factory (`ctx.agents.create`/`resume`, the `AgentFactory` seam)
now returns `AgentHandle = { agent; dispose(): Promise<void> }` instead of a
bare `Agent`. The disposer is a capability: only the holder can tear down
exactly this agent — stop its loop, await the loop's exit (true quiescence,
not just the `disposed` status flip), unregister it, and remove its session
from the store.

The teardown ORDER is load-bearing for durability. The loop appends its
final `turn/end` + runs `session/flush` AFTER an abort, delivered through
`session.onAppend` → `session/event`; if the session-store effect (which
detaches `onAppend`) were torn down first, those closing events would never
reach persistence. So `dispose()`:
  1. runs the register+start effect disposer (sync: request loop stop),
  2. `await agent.done` (loop exits, final flush captured), THEN
  3. runs the session disposer (detach onAppend + delete store entry).

`SessionStore.createOwned()` exposes the session-create effect's disposer
(plain `create()` discards it — fiber-owned). `AgentLoop` funnels both
factory entrypoints (`createAgent`, `resumeWith`) through a shared
`startOwned` that composes the ordered teardown; the config path keeps a
fiber-owned agent by discarding the handle.

`ctx.agents.get(id)` still returns a bare `Agent` — the handle is only for
the owner that created it.

packages/agent-loop/tests/config-session-id.spec.ts

@@ -78,7 +78,7 @@ describe('config-driven session id', () => {
     await ctx1.plugin(AgentLoop, { agents: [] })
     await ctx1.plugin(SessionPersistenceJsonl, { root })
     ctx1.llm.registerAdapter(['mock'], new MockAdapter([textResponse('first')]))
-    const a1 = ctx1.agents.create({ agentId: 'main', sessionId: 'sticky-1' }) as ReactLoopAgent
+    const a1 = ctx1.agents.create({ agentId: 'main', sessionId: 'sticky-1' }).agent as ReactLoopAgent
     a1.send([{ type: 'text', text: 'remember me' }], { source: { kind: 'user' } })
     await waitForIdle(ctx1, a1)
     await ctx1.fiber.dispose()