fix(settings): close cross-namespace, dispatch, and lifecycle races from second review

Confirmed and fixed, each with a regression test that failed first:

- Concurrent writes to different namespaces lost whole sections on disk
  (each persist rendered the full document from a stale text): the local
  provider serializes render->write->rename->text-commit on one internal
  persist chain shared by every namespace queue.
- One throwing settings/updated listener starved the rest (cordis emit
  stops at the first throw): commit fans out per listener via
  events.dispatch, contains individual failures, and rethrows the first
  INVARIANT-coded error only after every listener ran.
- Write queues ignored fiber/service lifecycle: the base init now
  registers a teardown that refuses new writes and drains queued chains;
  queued tasks re-verify service liveness and namespace ownership before
  running and again before committing, so a registrant disposed
  mid-flight is never notified and a disposed service never commits.
- Async watcher invocations could interleave (a slow stale call applied
  last): each watcher carries a serialized invocation chain — one call
  at a time, in commit order; JSDoc/doc pages state the async timing.
- update/replace borrowed the caller's object until the queued task ran:
  inputs are structured-clone snapshotted at call time; non-cloneable
  plain objects reject with a typed error.
- Composition guard now proves the documented fallback: the consumer
  uses the optional scoped-inject shape and boots both with the settings
  entry (hot publish) and without it (entry-config resolution, no scope).
- core-data-structures index: settings.md row added to the sub-page
  table in core.md/core.zh.md.

Both packages hold per-file 100% coverage across repeated runs.

docs/event-producer-consumer.md

@@ -35,7 +35,7 @@ This matrix shows which packages dispatch each harness-owned event and which pac
 | `session/disposed` | `emit` | [`packages/core/session/src/index.ts:80`](../packages/core/session/src/index.ts) | [`session`](../packages/core/session) (`events.dispatch`) | [`agent-loop`](../packages/core/agent-loop), `apiproxy`, [`session-persistence`](../packages/session-persistence/session-persistence), [`session-telemetry`](../packages/telemetry/session-telemetry), [`session-title`](../packages/session-title/session-title) |
 | `session/event` | `emit` | [`packages/core/session/src/index.ts:92`](../packages/core/session/src/index.ts) | [`session`](../packages/core/session) (`events.dispatch`) | [`acp`](../packages/acp/acp), `apiproxy`, [`cli-demo`](../packages/examples/cli-demo), [`compact`](../packages/compact/compact), [`compact-basic`](../packages/compact/compact-basic), [`goal`](../packages/goal/goal), [`goal-session`](../packages/goal/goal-session), [`hook-protocol`](../packages/hooks/hook-protocol), [`jsonrpc`](../packages/ui/jsonrpc), [`plan-mode`](../packages/plan/plan-mode), [`session`](../packages/core/session), [`session-persistence`](../packages/session-persistence/session-persistence), [`session-telemetry`](../packages/telemetry/session-telemetry), [`session-title`](../packages/session-title/session-title), [`token-meter`](../packages/llm/token-meter), [`tools`](../packages/core/tools), [`tui`](../packages/ui/tui), [`user-approval`](../packages/ui/user-approval), [`workspace-context`](../packages/context/workspace-context) |
 | `session/flush` | `parallel` | [`packages/core/session/src/index.ts:102`](../packages/core/session/src/index.ts) | [`session`](../packages/core/session) (`events.dispatch`) | [`session-persistence`](../packages/session-persistence/session-persistence), [`session-telemetry`](../packages/telemetry/session-telemetry) |
-| `settings/updated` | `emit` | [`packages/settings/settings/src/index.ts:96`](../packages/settings/settings/src/index.ts) | [`settings`](../packages/settings/settings) (`emit`) | [`settings`](../packages/settings/settings) |
+| `settings/updated` | `emit` | [`packages/settings/settings/src/index.ts:97`](../packages/settings/settings/src/index.ts) | [`settings`](../packages/settings/settings) (`events.dispatch`) | [`settings`](../packages/settings/settings) |
 | `slash/input-begin-command` | `bail` | [`packages/client/ui-slash/src/types.ts:230`](../packages/client/ui-slash/src/types.ts) | - | `ui-conversation` |
 | `slash/input-consume-token` | `bail` | [`packages/client/ui-slash/src/types.ts:244`](../packages/client/ui-slash/src/types.ts) | - | `ui-conversation` |
 | `slash/input-insert-reference` | `bail` | [`packages/client/ui-slash/src/types.ts:237`](../packages/client/ui-slash/src/types.ts) | - | `ui-conversation` |