fix(settings): close cross-namespace, dispatch, and lifecycle races from second review

Confirmed and fixed, each with a regression test that failed first:

- Concurrent writes to different namespaces lost whole sections on disk
  (each persist rendered the full document from a stale text): the local
  provider serializes render->write->rename->text-commit on one internal
  persist chain shared by every namespace queue.
- One throwing settings/updated listener starved the rest (cordis emit
  stops at the first throw): commit fans out per listener via
  events.dispatch, contains individual failures, and rethrows the first
  INVARIANT-coded error only after every listener ran.
- Write queues ignored fiber/service lifecycle: the base init now
  registers a teardown that refuses new writes and drains queued chains;
  queued tasks re-verify service liveness and namespace ownership before
  running and again before committing, so a registrant disposed
  mid-flight is never notified and a disposed service never commits.
- Async watcher invocations could interleave (a slow stale call applied
  last): each watcher carries a serialized invocation chain — one call
  at a time, in commit order; JSDoc/doc pages state the async timing.
- update/replace borrowed the caller's object until the queued task ran:
  inputs are structured-clone snapshotted at call time; non-cloneable
  plain objects reject with a typed error.
- Composition guard now proves the documented fallback: the consumer
  uses the optional scoped-inject shape and boots both with the settings
  entry (hot publish) and without it (entry-config resolution, no scope).
- core-data-structures index: settings.md row added to the sub-page
  table in core.md/core.zh.md.

Both packages hold per-file 100% coverage across repeated runs.

docs/core-data-structures/core.md

@@ -24,6 +24,7 @@ Everything else is documented on a **sub-page**, not here. The rule that draws t
 | [commands.md](commands.md) | the human-command seam: definitions, adapter discovery, direct invocation, results, and parsing views |
 | [session.md](session.md) | the full `SessionEventMap` variant catalog, `TurnTrigger`/`TurnEndReason`, `deriveMessages()`, execution enclosure, and standalone events |
 | [persistence.md](persistence.md) | the durability seam: `SessionPersistence`, JSONL + SQLite backends, `session/flush`, crash recovery, `SessionHeader` |
+| [settings.md](settings.md) | the user-settings seam: `SettingsNamespace` registration, layered resolution (defaults → composition `base` → user document), owner scopes, hot commits |
 | [session-query.md](session-query.md) | logical records, bounded exact-event reads, relationship traces, semantic filters/documents, and full-text result pages |
 | [session-title.md](session-title.md) | durable title snapshots, source provenance, and the asynchronous provider contract |
 | [system-prompt.md](system-prompt.md) | per-assembly context, tool-provider results, prompt sections, and cooperative assembly |