test: real backend pytest + E2E Playwright suites, both isolated from prod data

backend/tests/: 33 pytest tests against a real Postgres database
(aurum_test, created/migrated/dropped per run) exercised through the actual
HTTP API — not sqlite, not mocks, and the real `aurum` database is never
opened (app lifespan is skipped, get_session is overridden per test).
Covers transaction category-kind validation, year/month/date-range
filtering and pagination, dashboard summary arithmetic, budget status, cash
flow, and the /transactions/years picker.

e2e/: 6 Playwright specs driving a real browser against a fully separate
throwaway docker-compose stack (run.sh: separate project name, database,
port, and volume, torn down with `down -v` on exit) — regression coverage
for the Recent Transactions month bug, the Card grid-overflow bug, the
frozen-year bug, the Net Worth default range, and the Dashboard->
Transactions deep link, all fixed earlier this session.

Also synced the backend's APP_VERSION constant (stale at 0.15.2, embedded
in exported backups) with the frontend version.

backend/requirements-dev.txt

@@ -0,0 +1,8 @@
+# Test-only dependencies — kept separate from requirements.txt so the
+# production image never installs a test runner. Install inside the running
+# backend container (see backend/tests/README.md) rather than baking these
+# into the Docker image.
+-r requirements.txt
+pytest==8.3.4
+pytest-asyncio==0.25.0
+httpx==0.28.1